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debt management - credit card debts consolidated, major credit cards for bad credit all at the-debt-program.com
Credit Impact Financial Services is a dedicated full service debt management and credit counseling firm that assists individuals and families with repaying their debts, as well as many other financial problems or questions. Our professional staff provides confidential counseling to help people determine what steps they can take to resolve their financial situation.

How we differ from other organizations:
  • We have a Full Legal Staff
  • We DO NOT Report to the Credit Bureaus
  • Our main goal is to protect the interests of you, the consumer.
  • We will advise you on the proper procedures for consolidating your unsecured debts. We offer a wide range of innovative programs including credit counseling and debt consolidation plans.
Advantages of our program:
  • You do not have to be a homeowner.
  • Your past credit history does not matter.
  • Stop harassing phone calls from your creditors.
  • You do not need to have any collateral or co-signers.
  • We consolidate all your bills into one affordable monthly payment.
  • Save thousands of dollars in interest.
  • Pay off all your bills years sooner.
  • Avoid bankruptcy.
  • Restore your credit.
  • We offer a private and completely confidential consultation.
We have counselors standing by to help you get out of debt, answer your credit related questions, and offer you educational information so that you become a more informed credit consumer.
For a free no obligation quote on how much interest and finance charges we can save you each and every month, please complete our FREE QUOTE form online and submit it to us electronically. One of our trained professionals will get back to you promptly.

online application click here
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Mortgage
Apply online for a Mortgage - Click Here

A written agreement to repay a loan. The agreement is secured by a mortgage, serves as proof of an indebtedness, and states the manner in which it shall be paid. The note states the actual amount of the debt that the mortgage secures and renders the mortgagor personally responsible for repayment.


Home Equity Loan The majority of borrowers use a home equity loan for debt consolidation, like creating one payment to take care of all that credit card debt. The loans are also used for a wide variety of other purposes, such as home improvements, medical expenses, education, emergencies and plan a vacation, etc.

Tip and Pitfall -- Before you secure a loan, consider how you are going to prevent yourself from building up that credit card debt again. Cut up all but one or two cards, quit carrying them with you and start using cash more often.

Home Equity Loan - Click Here

Refinance Loans Refinancing replaces your existing loan with another lower interest rate loan for the same amount. This can save you tons of money when market interest rates drop 1 or more percentage points lower than your present rate. Refinancing can be used to reduce your interest rate, change the term of your loan, or to consolidate your debts.
Mortgage Refinance - Click Here
Auto Refinance - Click Here
Motorcycle Refinance - Click Here .

Debt Consolidation
No Home Required
A Debt Consolidation with No Home Required is also called a Debt Management Plan. You consolidate your unsecured debts (such as car payments - repos only, college loans, credit card payments) into one lower monthly payment. The benefit of this type of debt consolidation is that you lower your monthly payout and are no longer bothered by your creditors.
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Debt Consolidation Loan
Home Required
A Debt Consolidation Loan allows you to combine all your debt into one lower monthly payment. The benefit to you is that you can free up extra cash for personal needs.
Debt Consolidation Loan - Click Here

Cash Loans Apply online for a Payday Cash Loan / Emergency Cash Loan - Get cash deposited right into your checking account! Easy online application. Cash loans for Good Credit - Bad Credit - No Credit.
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